Company logo: billie


We at Billie are passionate about making life easier for entrepreneurs and businesses

Self-Description is Europe's first fully automated invoice financing platform. Founded by serial entrepreneurs Dr. Matthias Knecht and Dr. Christian Grobe, who built and sold their online lending platform Zencap to Funding Circle in 2015, Billie provides working capital financing to small businesses. The platform’s fully automated scoring engines and KYC/AML modules allow customer onboarding and risk assessment within minutes and allow for next day payout. Billie is a fully regulated financial institute and operates under a factoring license of German regulator BaFin.

Primary Company Info

Berlin, Germany
Year Founded:

NC Company Overview

Billie is a financial services company that focuses on flexible, innovative lending products for small and medium-sized businesses. SMEs can use Billie’s range of services to get around cash flow and order-to-cash problems that can arise when working on a B2B basis. Billie can also secure better payment terms for small businesses by allowing them to pay faster. With Billie’s range of easily accessible, secure loan and factoring options specifically tailored towards the challenges small businesses face, its customers can mitigate risk and make better financial plans. New customers can sign up as account holders with Billie instantly and can submit an invoice to unlock liquidity straight away. Billie, based in Berlin, Germany, is licensed by BaFin. When a customer uses Billie’s services to pay an invoice, this does not show up on the documentation seen by the business receiving the payment, so the fact that Billie has been used is kept completely confidential. The company was founded in 2016 by finance specialists with a wealth of corporate financial experience. As of May 2019, Billie is partnered with ETL and Targo Commercial Finance. At present, Billie only operates in Germany, where it has a full understanding of the financial market and regulatory compliance.

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