Pagantis, an established fintech founded in 2011, provides automated, friction-free consumer finance for e-commerce transactions in Europe. The company has originated over €500 million in online consumer loans on its proprietary platform, which has been developed leveraging the company’s expertise in data science, technology, regulatory compliance, and finance. The Pagantis point of sale consumer finance platform for ecommerce (Paga+Tarde in Spain), allows consumers to pay for goods and services in monthly installments with a fully automated, paperless process and provides e-commerce merchants with a simple onboarding process to offer consumer credit in conjunction with e-commerce purchases. The group operates a regulated entity, Pagantis SA EP (Bank of Spain Code 6875), a payment institute authorized and supervised by the Bank of Spain. This entity is authorized to (i) issue payment instruments to consumers, (ii) Acquire payment instruments on behalf of merchants and (iii) Extend credit in relation to payment operations. The Pagantis team consists today of over 100 professionals from over 20 countries. The majority of the employees are technology and data science professionals, and the company has deep expertise in regulatory compliance and finance.