PAIR Finance thinks debt collection different and positions itself as the technology leader in the debt collection industry. PAIR Finance philosophy finds its origin within digital Marketing: The intelligent advertising technology sensitizes the customer to purchase a product. PAIR Finance applies a similar approach in the debt collection process to sensitize the defaulting customer to finally pay for it – digital, individual and user-friendly. Latest findings from behavioral science and psychology support the data-driven process to sensitize the debtor on his open claim.
Its self-developed AI-algorithm uses digital communication and data-driven behavioral analysis to recover open claims efficient and customer-oriented. The technology collects debtor-data before and during the collection process, determines behavior and predicts the best approach regarding channel, timing, tonality, frequency & stylistic-means. Based on the individual debtor’s reaction the AI-technology learns and changes the appropriate communication and adjusts the payment solutions to settle open claims efficiently.